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    The ultimate guide to student maintenance loans

    A maintenance loan helps pay for the day-to-day costs of life as a student. 

    Here’s everything you need to know about:

    • What a student maintenance loan is
    • Who can get one
    • How much maintenance loan you can get
    • Applying for a maintenance loan
    • When you’ll receive your loan
    • Repaying your loan
    • What to do if your maintenance loan doesn’t cover your costs

    What is a maintenance loan?

    The maintenance loan is money given out to students by the government to help pay for living costs while studying. 

    In 2021, 95% of students* eligible for a loan took one out.

    You may work alongside your studies, or may also receive money from family members.

    But the maintenance loan will likely make up the bulk of the money you have while at uni.

    It’s separate from a tuition fee loan - which is offered by the government to help you pay for the cost of your course.

    There aren’t limits on what you can spend your maintenance loan on.

    Some of the things you’ll probably use it to pay for are:

    • Rent
    • B

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        when is the student loan payment